Privacy Policy

Last Updated: March 2026

At EarlyPay Strategist, accessible from calculatemyemi.com, one of our main priorities is the privacy of our visitors. This Privacy Policy document contains types of information that is collected and recorded by EarlyPay Strategist and how we use it.

1. No Personal Financial Data Collection

Our calculator is a client-side web application. This means all the data you enter (loan amounts, interest rates, tenure, prepayments) is processed entirely within your own web browser. We do not collect, transmit, save, or store any of your financial data on our servers. Once you close the tab, your entered data is gone.

2. Log Files

EarlyPay Strategist follows a standard procedure of using log files. These files log visitors when they visit websites. The information collected by log files includes internet protocol (IP) addresses, browser type, Internet Service Provider (ISP), date and time stamp, referring/exit pages, and possibly the number of clicks. These are not linked to any information that is personally identifiable. The purpose of the information is for analyzing trends, administering the site, and tracking users' movement on the website.

3. Google AdSense & Cookies

Google, as a third-party vendor, uses cookies to serve ads on our site. Google's use of advertising cookies enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the Internet. Users may opt-out of personalized advertising by visiting Google's Ads Settings.

4. Third-Party Privacy Policies

EarlyPay Strategist's Privacy Policy does not apply to other advertisers or websites. Thus, we are advising you to consult the respective Privacy Policies of these third-party ad servers for more detailed information. It may include their practices and instructions about how to opt-out of certain options.

5. Consent

By using our website, you hereby consent to our Privacy Policy and agree to its terms. If you have additional questions or require more information about our Privacy Policy, do not hesitate to contact us.